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જ્યોતિ ગ્રામઉદ્યોગ વિકાસ યોજના.

Jyoti Gram Udyog Vikas Yojana.

Under Sarkarshree’s Jyoti Gram Udyog Vikas Yojana,  3-phase power supply is provided to the villages of the state for 24 hours. As a result, rural people are provided with new opportunities to earn a living by setting up small scale industries, cottage industries, and rural industries while staying in their own villages.

Jyoti Gram Udyog Vikas Yojana (Margin Money Yojana) to raise the star of income and entrepreneurship among the rural population and to create more and more new avenues of employment for the rural unemployed youth, individual crafts, entrepreneurs, self help groups at the village level or less than 20 thousand For projects between Rs 1 lakh and up to Rs 25 lakh in a populated city, the loan application is recommended by the Bank District Industry Center and the loan is given through the bank.

Who can get loan assistance under this scheme?

Certain rules have been announced by the Government for the assistance of loans under this scheme which are as follows.

Age of Applicant:
The age of the beneficiary should be between 25 years to 50 years.

Educational Qualification:
Beneficiary applying for getting loan assistance must have passed standard 110 and have one year experience in regular business.

Income Limit:
There is no income limit set for this loan assistance.

Loan Limit:

Under this scheme Rs. New production oriented projects worth more than 1 lakh and up to 25 lakh will be sanctioned from the bank.

For the purpose of this scheme, the project cost includes plan cost, machine material cost and working capital up to a maximum of 10 percent of both these costs. The cost of the project will not include the cost of land and building construction.

Plan and machinery investment for project activity should be at least Rs. 5 lakh should be.

Financial Assistance: 

Loan  amount

As per caste/as per Tribe/Female/Sha.Disabled/Ma. soldier


Up to Rs.10 lakhs

30 percent

25 percent

Rs.10 lakh to Rs.25 lakh

30 percent of Rs.10 lakh + 10 percent of the remaining amount

25% of Rs.10 lakh + 10% of the remaining amount

After the full amount of loan sanctioned by the bank branch has been paid, the amount of margin money payable on receipt of margin money claim from the bank shall be kept as a reserve deposit of the Government in the name of the customer for two years in the customer’s account. After two years, the General Manager, District Industries Center will have to verify and give a certificate to the bank that the unit is running successfully. After that, the bank can deposit the margin money in the borrower’s account.

How to avail this scheme?

An application form has been provided here to get loan assistance for this scheme and a subsidy form of the scheme has also been provided through which the form has to be filled at the district industry center and the form has to be deposited for loan assistance.

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ઠરાવ: જ્યોતિ ગ્રામોદ્યોગ વિકાસ યોજનાનો ઠરાવ – તા:૭-૯-૨૦૧૫


Here  the necessary information about the loan assistance of Rs 25 lakh for the start of small scale industries under the Jyoti Gram Udyog Vikas Yojana has been given. If the readers want to ask any other information about this scheme, please comment below and it will be answered by our team as soon as possible.

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